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$100 to $25,0000*
  • Apply for $50-$1,000
  • Fast Payout
  • No Fees
  • Secure Application
  • Available 24/7
  • Bad Credit

PERSONAL Loans

  • Instant Decision
  • 60-Second Application Form
  • From $1,000 to $25,000
  • Rates from 5.7% APR to 278% APR
  • 3-36 month repayment

SHORT TERM Loans

  • Online decision
  • Responsible lenders
  • Apply to borrow up to $3000
  • Rates From 278% APR – 1576% APR
  • 3-12 month repayment

Get the funds you need, right where you needed it. Apply now and receive funds in as fast as 15 minutes. Fast and secure online lending solution that offers reliable cash transfers that you can access anytime.

Companies You Can Apply From

Sometimes when in a tight spot and you’re in need of a quick injection of cash. Where do you go? Most people turn to credit cards, but it having a high interest rate and the urge to always spend may not be the best choice. If the scenario is familiar, then maybe it’s time to consider a personal loan.

When planning on taking a personal loan, make sure you borrow within your means. Paying off a loan early isn’t a bad idea as well, as that will allow you to save more money in the long run.

Now where do you get a personal loan? Before answering that question, we’ll take a look at some of the criteria that you need to look at when applying for a personal loan.

The interest rate – it’s a percentage of how much you’ll be paying depending on the amount you’ll borrow. Your credit score will also the interest rate that you’ll be offered, and also the market rate conditions. Having low interest rate is always better.

Next comes fees. Lenders may charge you a processing, origination, and other fees. It’s best to steer clear of fees as much as possible. There are tons of lenders out there so it’s not possible to find one who won’t charge you any fees.

Another thing to consider, especially if you have plans to pay your loans early, is to look out for any loans with prepayment penalty. A loan with a prepayment penalty will charge you when you try to pay the loan back early.

Marucs

Marcus is a personal banking and borrowing brand of Goldman Sachs. Marcus’ both personal loans and saving accounts are regarded as one of the best in the finance industry.

Marcus’ online loan lets you borrow from $3,000 to $40,000, and with an interest ranging from 6.99 APR to 24.99 APR, which can be available for a 36 months to a 72 months’ term.

Best Egg

Although it sounds like a restaurant, best egg is known for their debt consolidation loans. They are an online lender who offers loans ranging from $2,000 to $35,000 with competitive rates from 5.99 to 29.99%. When getting a loan from Best Egg, you are to choose from two payment terms, a three and a five-year term.

Bottom Line

Bottom line is, when looking for a lender, make sure to conduct a thorough research. Compare rates, look for any fees, and make sure you qualify. There’s no such thing as the best loan company. Different circumstances will need different solutions.

Loans for Poor Credit People

For many borrowers with bad credit, loan options have always been limited. Because of the credit scoring system being implemented by banks and other conventional lending firms, access to safe and affordable loans for borrowers with bad credit has been largely restricted. Under this credit scoring system, borrowers who earn below what the banking firms and other lending institutions have mandated as the acceptable minimum were given unsatisfactory credit scores, while borrowers who, for some reason, failed to make regular payments for their previous loans and other financial obligations automatically had a history of bad credit. As a result, borrowers with poor payment history and bad credit scores were unable to secure loans from any of the banking firms as well as other traditional lending firms and institutions. Consequently, borrowers who found themselves confronted with urgent financial predicaments had very little financial alternatives, which were often either preposterously impractical or simply downright impossible or financially harmful. Most of the time, borrowers with bad credit have been constrained to borrowing from underground lending firms. But while this illegal loan option does afford borrowers with fast and easy temporary monetary solution, the long-term repercussions that are commonly inherent to many of these types of loans often leave many financially struggling borrowers in even more desperate financial situations. With the emergence of innovative new loan services in the continuously evolving lending market, however, borrowers now have easy access to safer and low-cost loan services even despite their extant bad credit circumstances. With the innovative and affordable new loan solutions now easily available in the market, borrowers with bad credit now have the comfort of being easily able to submit their loan applications even without having to leave home. And since loan applications are now being processed fully online, borrowers may now submit them from anywhere they are, and at any given time. In applying for loans, borrowers with bad credit need only fill up their applications and submit their requirements online. To prevent undue delay in the processing of these loan applications, however, borrowers are strongly urged to ensure that complete requirements are attached to their duly accomplished applications before they are submitted. 

How Do I Apply?

Must I Have A Guarantor?

There’s no need for you to have a guarantor if your credit is good. Although applying for an unsecured loan requires no credit check, lenders must need to know if the borrower is creditworthy. If your credit is bad or you don’t have a history at all, lenders would require one.

How Do I Apply

The application process is so easy. All you have to do is to visit the lender’s website and complete an online form provided on the site. You need to choose the loan that you need to apply for and the amount. After you have provided your information, just wait for the result and that’s it.

Is There Any Complicated Requirements?

Since applying for an unsecured loan requires no collateral, there’s no complicated documents or requirements that you need to provide in order to get approved. All you need to have is your personal information, proof of income or employment verification, and a checking account.

Do I Need To Have Good Credit?

You are eligible to apply even with bad or no credit history at all. As long as you can pay off the loan on time to prevent extra charges and additional fees, you’re good to go. It’s also great if you have good credit when applying for an unsecured loan.

What Products Can you Help Me With?

We have plenty of options for you to choose from. Whether you’re thinking about getting a new car or you just need quick cash to get on with your day, we have everything here, neatly stacked and in order.

  • Payday
  • car

  • Long Term
  • Short term

if you have questions, don’t hesitate to reach out to us. We’re always here to help.

What Happens If I Lie On My Application?

Lying on your application could result to serious consequences. Once a lie is caught, the lender can void your application entirely or charge you additional fees. Worse, you could face jail time for falsifying documents or other critical information.

What Happens If I Miss Payments?

Reach out to us if you have concerns or questions about your repayment terms.

Possible Missed Payment Charges

Bad Credit

Marks Against Your Credit File

Payment Method?

Payment is automatically sent to your checking account upon approval. So you don’t have to wait days in order to get your funds. Applying for a payday loan would only take you a couple of minutes, from start to finish. Fast, convenient, and easy-to-use service available to you anytime, 24/7.

Got questions? Let us know!