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$100 to $25,0000*
  • Apply for $50-$1,000
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  • No Fees
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  • Available 24/7
  • Bad Credit

PERSONAL Loans

  • Instant Decision
  • 60-Second Application Form
  • From $1,000 to $25,000
  • Rates from 5.7% APR to 278% APR
  • 3-36 month repayment

SHORT TERM Loans

  • Online decision
  • Responsible lenders
  • Apply to borrow up to $3000
  • Rates From 278% APR – 1576% APR
  • 3-12 month repayment

Get the funds you need, right where you needed it. Apply now and receive funds in as fast as 15 minutes. Fast and secure online lending solution that offers reliable cash transfers that you can access anytime.

Many financial institutions offer loan in different types and you have a lot of choices so it won’t be hard for you if you’re planning to apply for a loan especially when you have an excellent credit score. 

You can apply for a loan in banking institutions and credit unions since it’s very popular. They offer low interest rates for borrowers who have good credit score. And it is one of the safest lenders that offer a loan. 

Online lenders. If you surf a lot on the internet you can easily find online lenders who offer loan that you can get instantly. But you have to be careful because there are risks when you borrow money from online because of fraudsters.Payday loan. This is a type of loan that most online lenders offer. They usually target people who are desperate to get a loan especially for borrowers who have bad credit history. Usually they offer unreasonable high rates and this may even pull you into deeper debt. Another type of online lender is the peer-to-peer loan (P2P) where you’ll apply a loan directly to a person and the terms are usually three to five years. 

Cash advances. This is a good option if you badly needed the money especially for emergency purposes. You can got to the nearest bank and pledge your credit card to an ATM and get cash instantly. However, most interest rates in cash advances are higher than your purchase rate. But if you badly need a cash it is a better option than to get a payday loan.

When you’re loan shopping you should know the pros and cons of every loan. Loans are everywhere since it’s very popular nowadays and make sure that you’ll get find the right lender that will offer you a fair and square rates that will suit you income and be able to suffice the amount of loan you’ll need.

 

Hard Money Loans for People with Bad Credit Score

Need to apply for a loan but having a problem with approval because of a bad credit history?  Are you losing hope and having second thoughts if there are lenders out there who will trust your capabilities to repay a loan? Well, if you’re asking if you can still get a loan with bad credit; then the answer is yes. First, let’s define what bad credit is. Bad credit is the credit history where your bankruptcy records, late payments, collection accounts, and all the negative transactions you’ve had with your previous loan and your capability to repay will reflect on your credit score. But how will you get a loan with a bad credit? Let’s see what we have to do to get your loan application approved despite of having a bad credit history.

Start by checking your credit history and rebuild your credit by offering collateral like cash secured-loans where in you borrow against the money you have on your savings account so if you were unable to comply they can easily just take the cash you have on your savings account that’s why it’s the easiest way to get approved and improve your credit history substantially.  You can also try credit unions or smaller banks since these institutions focuses on community and might work with you even if you have a bad credit history. Sometimes it’s really frustrating especially if you badly need to loan but don’t be fooled by non-bank lenders that you see across online. Yes, they may take advantage of your low credit scores and beware of what they called “payday loan” wherein it’s more expensive than traditional loans because of the accumulating fees. If everything fails, try to talk to your family or friends if they can lend you some money but make sure to write every detail in a document or if they have good credit they could be your co-signers.

Lastly, don’t make your loan applications too obvious that will make you look like you’re struggling financially. Instead, submit all your loan applications in a short period of time. This will give lenders a point of view that you’re just shopping around and not trying to look desperate to get a new loan every month.

How Do I Apply?

Must I Have A Guarantor?

There’s no need for you to have a guarantor if your credit is good. Although applying for an unsecured loan requires no credit check, lenders must need to know if the borrower is creditworthy. If your credit is bad or you don’t have a history at all, lenders would require one.

How Do I Apply

The application process is so easy. All you have to do is to visit the lender’s website and complete an online form provided on the site. You need to choose the loan that you need to apply for and the amount. After you have provided your information, just wait for the result and that’s it.

Is There Any Complicated Requirements?

Since applying for an unsecured loan requires no collateral, there’s no complicated documents or requirements that you need to provide in order to get approved. All you need to have is your personal information, proof of income or employment verification, and a checking account.

Do I Need To Have Good Credit?

You are eligible to apply even with bad or no credit history at all. As long as you can pay off the loan on time to prevent extra charges and additional fees, you’re good to go. It’s also great if you have good credit when applying for an unsecured loan.

What Products Can you Help Me With?

We have plenty of options for you to choose from. Whether you’re thinking about getting a new car or you just need quick cash to get on with your day, we have everything here, neatly stacked and in order.

  • Payday
  • car

  • Long Term
  • Short term

if you have questions, don’t hesitate to reach out to us. We’re always here to help.

What Happens If I Lie On My Application?

Lying on your application could result to serious consequences. Once a lie is caught, the lender can void your application entirely or charge you additional fees. Worse, you could face jail time for falsifying documents or other critical information.

What Happens If I Miss Payments?

Reach out to us if you have concerns or questions about your repayment terms.

Possible Missed Payment Charges

Bad Credit

Marks Against Your Credit File

Payment Method?

Payment is automatically sent to your checking account upon approval. So you don’t have to wait days in order to get your funds. Applying for a payday loan would only take you a couple of minutes, from start to finish. Fast, convenient, and easy-to-use service available to you anytime, 24/7.

Got questions? Let us know!